Glossary

Plain definitions of the terms used throughout these docs.

Yuva Identity#

The person-facing identity and permitted profile that resolve to internal provider-routing references.

A persistent relationship confirmed by both users, with its own permissions and bilateral history.

The nearby identity-discovery experience. The current MVP simulates it with expiring one-use tokens.

An estimate of near-term TRY needs using available cash, spending, income and commitments.

A user-approved funding flow prepared when additional TRY may be needed.

A bilateral record of principal, approved repayment terms and provider-backed repayments.

An explained summary of qualifying repayment behavior inside Yuva, separate from a credit-bureau score.

The private record of finalized transfers and obligations between two contacts.

An institution or adapter responsible for a defined account, product or execution service. Current adapters are mocked.

The CBRT’s instant payment system, accessed through participating financial institutions. Yuva’s MVP is not connected.

Crypto asset service provider; KVHS abbreviates the Turkish term kripto varlık hizmet sağlayıcı. Actual authorization and scope require verification.

The service boundary that prepares and executes a payment instruction and returns its settlement status.

The service boundary for supported bank accounts, balances and permitted bank actions.

The estimated TRY needed over a stated horizon, including known obligations and a cash buffer.

Receipt-backed principal repayments measured against the approved schedule.

TRY confirmed as available after the relevant payment or conversion completes.

The property that retrying the same instruction does not cause a second financial effect.

A lender’s remaining bilateral claim. It carries counterparty risk and is not a bank deposit.