Who participates#
Two mutually confirmed contacts choose lender and borrower. Both must permit new private obligations. The MVP supports TRY principal and zero interest.
Main path#
Draft terms
Pending acceptance
Accepted → funding
Funded / active
Partially repaid, if applicable
Completed
Other states#
An active record may become overdue or disputed. An approved extension changes the remaining schedule and is preserved in the audit history. These conditions do not authorize an asset sale or delete outstanding principal.