Two approvals first#
Both participants approve identical terms. The lender then reviews a separate payment instruction. Acceptance alone does not debit a balance.
Execute through the provider#
Funding uses settled TRY from the lender’s bank wallet. The adapter rechecks the approved terms at settlement. A cancelled proposal or changed schedule cannot use an older prepared instruction.
Handle failure#
A rejected payment remains unfunded. No receivable or borrower liability is created until a matching finalized receipt exists. Retry keeps the same funding reference.